Insured
A person whose life or property is insured. Example: Since the fires, insureds have been provided emergency rental housing funds set to expire in one more year[Merriam-Webster].
However, these three proposals would allow market forces to do their job and ensure health insureds are treated fairly[Merriam-Webster].
A person whose interests are protected by an insurance policy; a person who contracts for an insurance policy that indemnifies him against loss of property, life, health, etc. [BabelNet].
The person or persons whose interests are protected by an insurance policy.
Person(s) whose interests are protected by an insurance policy [BabelNet].
The person, group of people, or organization insured in a particular agreement[Cambridge Dictionary].
A person or company covered by an insurance policy. In some policies that cover death, the alternative word assured may be used for the person who receives the payment in the event of the assured's death [Oxford Reference].
Black John, Hashimzade Nigar, and Myles Gareth. (2009). Insured. Retrieved from: https://www.oxfordreference.com/display/10.1093/oi/authority.20110803100005541
Insured. Dictionary Cambridge. Retrieved from: https://dictionary.cambridge.org/dictionary/english/insured
BabelNet. Retrieved from: https://babelnet.org/synset?id=bn%3A00047001n&orig=insured&lang=EN
Insured. Merriam-Webster. Retrieved from https://www.merriam-webster.com/dictionary/insured