Debtor

1). a person or commercial enterprise that owes a financial obligation (Collins English Dictionary).
2). a person, company, nation, etc. that owes something to another or others (Collins English Dictionary).
3). A debtor is an organization or person that owes money. (Collins English Dictionary).

Sources:

Debtor. definition and meaning | Collins English Dictionary. (2024). In Collins Dictionaries.Retrieved from https://www.collinsdictionary.com/dictionary/english/debtor